When you list items for sale on PSUKHE there are several payment options customers have to checkout with, each with varying fee's. These fee's
are deducted from your total balance before you receive your payouts from sales. When you sign up to PSUKHE as a vendor you are accepting our Fee's and payments policy which includes the transaction fees listed
below.

Afterpay 6.7% / transaction. Paypal 2.6% transaction. Credit Card 2.6%/ transaction.

Afterpay charges a 6.7% fee to merchants and gives the customer the ability to split the purchase cost into 4 payments interest free. It acts as incentive for purchases making more expensive items more accessible.

They have have 3M+ customers across Australia and New Zealand and are the leading database in the buy now pay later market. Inspiring a greater number of purchases Afterpay charges a higher fee than other payment providers to merchants for their service. 

Domestic (Australia)  Paypal fees are 2.6% + 0.30AUD and International orders take a 3.6%+ 0.30AUD fee on purchases. Paypal is a well known & versatile payments platform used by Millions of people worldwide. You can be refunded with Buyer Protection if something goes wrong. Paypal can also refund your return shipping costs if you need to send something back.

Credit Cards are charged at a rate of %2.6 + $0.30AUD per transaction to Merchants.

Psukhe accepts Mastercard, Visa, American Express and utilizes G Pay
& Apple Pay. Card processing fees may vary for customers depending
on their GEO location. Please see this page for a list of charges as per your country. 

Commission

As an item is sold on psukhe.com.au you will automatically be charged a transaction fee of 10% of the total listing price and any included postage costs. As postage costs are automatically generated based on the customers location, postage costs cannot be set, so your items listing price should be valued to incur these costs. You cannot include the specific transaction fees per item, plainly speaking you cannot sell an item on psukhe.com.au for more than you would have sold it outside of Psukhe just to compensate for transaction fees, the cost of the item must be equivalent. Any personalisation offered for an extra fee to the customer is also included in this transaction fee, and must be added as a product variant and sold for the new listing price. Commission is charged to your account as each sale occurs and can be seen in your vendor portal under Finances > Psukhe Commission. 

Payment Processing Fees for Vendors

Payment processing fees vary when the customer either chooses to pay via credit card, uses Paypal or Afterpay. Credit card transaction costs vary between countries, please see our Payment processing fees by country page for specific information regarding your country.

Payment processing fees are taken at a set rate plus a percentage of the total sale price of an item, the postage cost and any applicable sales tax. For example for a domestic Australian order using a credit card the cost would be 2.6% + $0.30AUD. Paypal fees are set at a rate of 2.6% + $0.30AUD per transaction for Australian domestic orders and International orders are set at 3.6% + $0.30AUD. Afterpay fees are charged at 6.7% per transaction.

So a maximum in fee's and commission that you would be
charged on the sale of a product is 16.7% and a minimum of 12.6% + $0.30AUD depending on which payment processor the customer chooses.